Rural Financial Counselling
Free, impartial financial counselling for primary producers at risk of or experiencing financial hardship.
A free, impartial service for rural businesses throughout
North Queensland.
Our Rural Financial Counsellors (RFCs) are part of a network of local industry and finance expertise and work alongside our team of Small Business Financial Counsellors and Business Wellness Coaches.
Working with an RFC is structured and straightforward. We are here to help your business in a wide variety of circumstances, take a look at some of the ways we can help below.
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Understanding your finances
An RFC will help you better understand your finances and ways to improve how you manage the financial side of your business.
The process for accessing and working with an RFC is structured and straightforward.
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Accessing government assistance
National, State and Local governments have many programs and grants that are designed to support agribusiness, but they can be hard to find out about or know you are eligible, this is where a financial counsellor can help.
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Identifying risk
Running a business exposes you to many personal, professional and financial risks. Do you have adequate risk management strategies in place and can you mitigate or insure against risks specific to your line of business? We can help.
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Dealing with debt
If you are starting to have trouble servicing your debts, contact a financial counsellor to work with you and get control of your debt and negotiate or structure a manageable solution before it's too late.
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Succession planning
Time to step into or out of the family business? Financial counsellors can help your family navigate the many and varied ways to transition the family business to the next generation.
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Business plans
When was the last time you made a business plan? If you don’t know where to start or your business has outgrown its original plan a financial counsellor can help you create a new plan for your business.
Support for disaster impacted small business - TC Jasper
Dedicated support is available for North Queensland small businesses in defined disaster areas that experienced direct or indirect disaster impacts from Tropical Cyclone Jasper and associated flooding from 13 to 28 December 2023, to re-establish operations, maintain employment, and become more resilient for future disaster events.
The program provides additional small business wellness coaches and financial counsellors in impacted areas.
Real support when you need it most.
Contact your local Rural Financial Counsellor. Our service is free, impartial and designed to help your business.
Not sure where to start? Send us a message with this form.